5 Reasons to Visit Your Henderson NV Dental Office before the New Year
Although dental insurance can sometimes be confusing or complicated, it can actually help you to save a significant amount of money when you take advantage of your benefits by the end of each year. While some dental plans may operate according to the fiscal year, most will end on December 31 and start over on January 1.
If December 31 marks the end of your insurance year, here are 5 great reasons to get to a Henderson NV dental office now.
1. Yearly Maximum
Each year, your dental insurance plan will pay for your dental work, up to a specified maximum amount. This maximum amount, known as the yearly maximum, can be roughly $1000 each year, though it can vary according to your particular insurance plan. This annual allowance will be renewed on January 1, but the unused portion will not rollover from the previous year. If you have unfinished dental work, it is wise to utilize these funds rather than forfeit them at the end of the year.
Before your dental insurance plan will pay for certain dental procedures each year, you might be required to pay a specified out-of-pocket amount, known as the deductible. The average deductible can be between $25 and $100, and once paid, will grant you access to your maximum benefits for the rest of the year. If you have already paid your deductible for the year, schedule an appointment now to make the most of it.
Whether you are paying for your own insurance or it is paid for by your employer, not using your benefits means that money is being wasted. Even if you aren’t experiencing serious dental problems, you should still take advantage of the routine cleanings and checkups that are offered through your plan.
4. Fee Increases
All sorts of factors can influence the cost of dental care. The fees can copays can increase by a small percentage each year, and booking your treatment this year is a smart way to lock in this year’s lower rates.
5. Escalating Dental Problems
Postponing a simple filling today could mean a more serious (and more costly) dental situation in the future. Planning for an appointment within the near future is the best way to stay healthy.
Contact your dentist in Henderson NV today to schedule your appointment.